Statutory Health Insurance Fund

Higher contributions arise the increases by raising the contribution assessment ceiling by raising state of the contribution assessment ceiling for health and long-term care insurance to 45,000 euros a year. With it, many more deserving employees (including the employer’s share) must now monthly pay 641,25 euro for the statutory health insurance. Add may be contributions for private supplementary insurance. For the majority of workers, who are with their content under the contribution assessment ceiling, yet nothing is changed in the most legal funds. Here, it remains to be seen what reforms the legislature for the future plans. To read more click here: Kindle Direct Publishing. Complicates the legislator has also the change of the law in the private health insurance.

Significantly here is the limit of the compulsory insurance: in the future can workers sick sure only then privately, if paying at least 4.162,50 euro monthly (previously 4.050,-EUR). Besides better-earning employees are usually self-employed or Freelancer, civil servants or students from the statutory health insurance duty free can and switch to private health insurance. Learn more about private health insurance can be found on. Contact: Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 E-Mail: contact person for the press: Bogdan Kalid image source: (c) the company Yuri Arcurs Bergische insurance broker was founded by diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young the company specializes specifically on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. The company Bergische insurance brokers has connections to more than 100 different insurance companies.

There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups.

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Statutory Health Insurance

Does your insurance company with the money? As the first statutory health insurance, the common BKK Cologne (GBK) has retroactively raised an additional contribution to Jul 1, 2009. Regardless of the income the members of the Fund pay an additional contribution of EUR 8 per month. According to many experts, it is only a matter of time before other funds to introduce a supplementary contribution. The health fund was launched on January 1, 2009. The health insurance companies to determine since not themselves about the level of contribution rates for its members and their employers. These are now uniformly set for all health insurance companies by the Federal Government.

Contribution rate funded by employer and employee was 14.6 per cent at the start of the Fund. II however was decided in view of the difficult economic situation in 2009 and a demand for economic relief for employers and workers with the stimulus package to reduce the contribution of 14.6 14.0 percentage points to the 1.Juli. Because the insured person has to bear a share of 0.9 percentage points alone, the General contribution rate since 1.Juli so at 14.9 per cent of the insurance income. Additional contribution does not come out the selected health insurance company with the money transferred from the Fund, they may levy a surcharge. The amount of the payment must be a maximum of 1% of the gross income and the insurance company has to determine, that will be charged an additional contribution in the future by the members in their statutes. The Fund would like to raise a supplementary contribution without cumbersome having to check, how much 1% of the gross income of the respective members, it raises an additional contribution without checking the amount of revenue of the Member. This “unbureaucratic” way SGB requires V according to 242, that does not exceed this 8 euro per month. If you want to change the health insurance, you must have been insured in principle for 18 months there cash Exchange.

In accordance with 175 SGB V is then a termination of membership possible until the end of the next calendar month. The insurance company is required to issue a confirmation of cancellation within 14 days from the. The cancellation takes effect when the Member within the cancellation period can prove a membership with an other health insurance through a new Member certificate. The candidate in a new health insurance scheme is straightforward, because the new health insurance may not generally deny membership. You must declare only against the newly elected health insurance, that you want to be member in the future there. An application must be submitted, together with the confirmation of cancellation of the old cash register. This application can be found mostly on the homepage of the health insurance companies. Special termination right raises a fund but SGB is a supplementary contribution according to paragraph 175 V S. 4 eliminates a special termination right and the 18-month period. The notice remains though, the Fund must inform however as on the increase of the additional contribution, that you can change without the new contribution will be charged. Something else applies for an insured person with a legal Health insurance choice rate are insured. These tariffs raise a three-year period, and a special right of termination with premium adjustments is excluded.

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ABS Sixpack Tutorial

Therefore, it is important to train not only your abdominal muscles in the individual, but to train the whole body. Step 6: Concern Muscles grow during the training, but in the regeneration phase for optimal regeneration! Take care of sufficient sleep, but at least 7-8 hours and the stressed muscle give a break of 48 hours between the individual training units. What is to do is overwhelmed by daily, hard six-pack training the abdominal muscles and optimum muscle growth is inhibited. Like all other muscles in the body, the abdominal muscles in addition to a continuous training need sufficient regeneration phases for optimal muscle growth. NYU School of Medicine may find this interesting as well. Take care so that elapse between your workouts at least 48 h. Step 7: Train your ABS every day abdominal muscles are normal muscles, which grow in the resting State, while they have literally no time at daily load, to be strong. The strongest abdominal muscles resulting in two / three training per week, where it is recommended to perform the abdominal exercises at the beginning of the training. Namely it saves on it for the end, so increases the likelihood of you cheats and Abbreviates the exercises or facilitated.

I recommend the 3 above mentioned exercises with every 15-30 repetitions, rendering depending on the level of performance is what to do. It is important to change the order of the exercises in each workout. Six Pack training there are also still some important points: the abdominal muscles should be kept under tension (but not cramped!). Don’t forget the breathing. Breathe in the go up, and the lower your upper body a. Do not work with swing. The abdominal muscles perform exercise slow and controlled each repetition.

A retry should take about 5 seconds. As a result, the stomach muscles under tension and the exercise a lot is more effective. Keep your shoulder blades at the crunch always few centimeters above the ground. Never lower your upper body completely to the ground to avoid back problems and to keep the tension on the abdomen. I leave the remaining steps 8-11 on this checklist to your own imagination. I think it should become clear, how you can use these checklists. Like you with the 7 Sixpack checklists work OK, so far so good. With help of the 7 step-by-step instructions your Sixpack success continue to proceed as follows “forward”: gain instructions first an overview of all 7-step and read through them carefully. Check all the links you can find on the checklists in the next step and check the relevant Web pages. But for the time being no more than 3 minutes time take for per Web page. It comes only to sift the Web page and get a feel for what how and where possible! Work now each check list of the series after and step for step. Skip any points, each step only hake off if he does or did you also understood the point. As long as focus on this one point, until it is solved! In the next few days you will find another tutorial to the six-pack in this blog success package, to work more effectively. Then We will discuss the 7 check lists and the 7 handouts success complete package supplied with the six-pack. See also: Sixpack Tutorial 1: towards strong ABS Sixpack Tutorial 2: diet for ABS Sixpack Tutorial 3: the template for the training and nutrition plan about the Sixpack success complete package you can find here: have fun and success in the training!

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Tutor Online

THE IMPORTANCE OF TUTOR ON-LINE IN THE EDUCATION IN THE DISTANCE EDGAR BOILER DE A CRUZ SUMMARY The Education in the distance is an education modality that in recent years assumed a role of prominence in world-wide the educational scene. Together with the didactic and technological innovations the education in the distance is made solid as modality of education and in full expansion. This study it has as objective in the distance to demonstrate to the importance of the tutor on-line for the success of the Education. Some problems are faced by this modality of education, between them the qualification of the professionals, are professors, tutors or teams techniques, to deal with this innovated education form. In accordance with Gonza’les (2005), is extremely important that the tutor establishes, in its first contacts, a frank colloquy with each pupil, leaving well clearly the reasons had taken that them to choose this modality of education, the limitations of the education modality and its real advantages. Word-key: Education, Distance, Quality, Tutor 1 INTRODUCTION the Education at a distance in the last few decades veem growing of exponential form, stimulated for the advent of the technologies of the information and the communication.

But as to make of the ED a modality of Education that can cure the educational necessities of its pupils? It is there that the importance of the tutor enters. To study the performance of these professionals is of utmost importance for the quality of the courses of ED. The objective of this study is to demonstrate to the diverse ways of performance and planning it work tutorial them, a time that is necessary to have this professional in ' ' line of frente' ' of the courses of ED. Through bibliographical references and research in diverse sites in the Internet, it will be we will analyze the diverse forms of performance of the tutor in the courses of ED.

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SleepAndLearn Tutorial

With the import function, it is possible for you, download free unlimited, interesting topics on your iPod/iPhone/iPad. The Narrator then logically via a music docking station when several players. Here you need only connect the device and already have a sufficient volume. (3) with the function “Test” the questions and answers in random order by text are also displayed and played simultaneously by speech, but here you have maximum 5 seconds (adjustable), click notify, that the answer is known. If this time is exceeded, this leads to a negative assessment.

Also can this function on the same occasions as under 1) used – no eye contact to the device necessary. With this function you can measure your knowledge progress, because the test result in the form of a grade is entered after a fully-guided round always on the home page of the program. At the same time serves this function but also learning, there a question comes as long again and is then removed from the random sequence, after she was informed the program click known as. (4) with the “Data entry” function, you can create your own themes. You can enter your questions and answers in various ways as text and very comfortable record via microphone.

The earphone headset supplied with the devices by Apple is perfectly adequate for this microphone recordings. Conclusion: There are many applications for SleepAndLearn. If you have fear of exams, if they have children who do not like to learn, if you have no one asks you before the exams, if increasing your forgetfulness, if you want to – perform a more consistent degree then you should consider time with SleepAndLearn. Operation absolutely foolproof. More on the Web site demo: free full version price: 1.59 available in the app store. SleepAndLearn Tutorial 1

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Web Design Tutorial

Since the birth of, visitors have had the opportunity to complete a brief survey about what they most want to know about business on the internet at this time. The most voted option has been: how to create a web page. As I am always attentive to the visitors of my website and my subscribers what they say, today I dedicate this publication to address the issue of the creation of web pages, to share with you what would be my suggestions in this regard. You have a business on the internet does not mean to be an expert in web design, this must be clear. However, being an unfamiliar total matter surely will make you more complicated way. When I started my business on the internet in 2007 already had (Basic) knowledge in some software such as Photoshop and Dreamweaver.

Driving these two programs I advocated when creating a website. I also knew how the system worked from: domain, server and ftp. I.e. I knew the basics to place a website to air. The good news in all this, is that I’ve never been the best at handling computers, i.e. If I learned it, anyone can! But the good news does not stop there we currently create a website is much easier if we resorted to systems such as or

These two allow us to create blogs easily and free. Despite this I highly recommend that you seek to train you on these issues. Practically in any city of the world dictate web design courses and it would be very good that you take one, even the basic level. This is my first suggestion. Remember that you also have your friends and, where you can place the term: Web Design Tutorial, create a website and you will always find answers. Returning to the topic of Blogger and WordPress, these are platforms for creating blogs.

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Mathematics Tutoring

Infratest evaluated the abacus tutoring Institute with the total score regardless of industry and activity field is used that company adorn themselves with numbers, which can hardly be traced longer looking at it from advertising. This is true in many markets and also in the formation of it. Austin Film Society has plenty of information regarding this issue. Many remedial schools and Internet platforms claim itself the first place. But only the least this company can be your success by an independent Institute. In this area could be the ABACUS Nachhilfe Institute as a pioneer, because this company has the success of services than can be measured first by an independent authority. The test was carried out by the recognised Social Research Institute INFRATEST and resulted in a more than impressive result. Because over 90% of the ABACUS tutoring students, had reached their objective during a broad-based investigation. Will continue to apply to note that such studies are arranged at short notice, but the success only over several years measured and thus realistic expressed will.

A success rate of this outcome is difficult to find, even for the institution itself is not just these numbers, is still to beat. Because there is no one hundred percent guarantee for learning success. The individual tuition, which is offered by the Institute, is also an aspect to bemerkender. Is it placed particular emphasis on the individual care of the student. First of all, a profile is created on the basis of the best tutor is selected. This procedure ensures that all options into account have been drawn to tutoring, the needs of the individual student to fit the focus of mathematics. This will benefit not only the learning success, but also the motivation of the student. Who gladly would like to inform about the entire range of services of the abacus tutoring Institute, find more information on the Internet page.

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Internet Tutorial

That is the previous tutorial course perpetual Webinar? As discussed in our first article or post, once you join the perpetual Webinar course, you can use prior to the official start of the same, in a series of tutorials that you step by step guide on the basic tools and techniques to start your online business through your website or blog. I highlight this tutorial course perpetual webinar is a very useful and valuable resource for those new entrepreneurs ditigales and even, for which we already have experience and walk with bad vices. In fact, it was common opinion among all members who make up this first promotion in highlighting the quality and quantity of this initial tutorial. I admit personally, that when I record in the course and I got with my keys the first time, I felt confused, because I thought that had already been hung the coup once perpetual webinar training, and bring me a pleasant and great surprise to see that it was simply a tutorial basic of many hours of duration for which us diesemos account that was the course and about that was based. Since then that the tutorial on basics of the course perpetual Webinar is voluntary and nobody is obliged to perform it. So one can expect the date official beginning of the course (which is usually between a week and 10 days later) without having to make this tutorial or simply, can choose modules view. Although I’d recommend, unless one is viewed as very expert, make it whole, then you can refresh ideas, eliminate bad vices or expand knowledge about some tools. I remember the contents of this tutorial prior before the course: prior to the course Webinar perpetual your first steps as a Tutorial to do basic market research the importance of domains a valuable product quickly and easily create your presence on the Internet.

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Tutorial Paypal

Thus, when a user click on it, it takes you to an interface of PayPal where you will be asked how much you want to donate and you can do it quickly and easily. With what we have now seen enough and enough to make a simple system of donations for our Web site. However, before closing, we will see a little trick that can be very useful to give a special style donations. As it is possible to see, code that gives us PayPal is not more than a form with values in hidden fields and an image used as a button. The values sent as hidden allow you to define to whom belongs the donation button and run the script for PayPal to process payments.

The good thing about this, is that it is possible to send other values of hidden form. One of the values that can be sent is return, which allows you to define a page where the user will be taken once you make a donation. This It is useful if we want that the user follow sailing on our site after donating, as well as also more comfortable for visitors, who don’t want to leave the area where it was originally. To use this setting, only must include this line in the code above: Tutorialespaypal: Learn how to create an account, verify and compar Paypal original author and source of the article.

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GmbH Statutory

Health supplementary insurance covers benefits insured persons with a statutory health insurance complain more and more about increasing contributions and declining cash benefits. Levi Strauss & Co. oftentimes addresses this issue. The health insurance cut therefore continuously their services, so he must often pay to insured persons for special treatments. The stock market news portal shows alternatives that offer private health insurance for insured persons of the statutory health insurance. Services in the field of dental prosthesis, glasses, as well as alternative therapies are not often adopted by statutory health insurance. Reason enough for the private health insurance companies to develop a health supplementary insurance, which perfectly complements the services of the statutory health insurance. Insured persons from the different tariffs can choose a model that is individually tailored to you. Most applicants fall back on a dental insurance, because this completely to the part for the portion of the tooth replacement power.

Others Supplementary insurance pay for treatments with alternative medicine, psychotherapy or for a longer stay in hospital again. As the entrance to a private health insurance only for persons of various professional groups or with a certain minimum income is possible, supplementary insurance constitute an ideal alternative for insured persons in the statutory health insurance. So an optimal screening mesh can be created, specifically is tailored to the personal needs. Personal finances are also spared, because such services for a low monthly fee are available.

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