Also apply any Waiting times, and the daily allowance is paid only for maximum 78 weeks. Just independent should close therefore a private health benefit insurance, covering personal needs much better”, recommends Manuela Kiechle, Member of the Board of the private health insurers of the Versicherungskammer Bayern (Bavarian officials Krankenkasse AG / Union Krankenversicherung AG). Introduction of an additional contribution in the statutory health insurance may be a statutory health insurance fund also from 2009 raise an additional contribution of up to one percent of the contribution assessment ceiling, if she doesn’t come off with the funds from the health fund. For a taxable annual income of 50,000 euro, this means a monthly expense of nearly 37 euros. Health insurance can seek this additional post during the current financial year, if the financial needs through funds from the health fund is not covered. A retroactive payment by the insured persons is excluded. Will be charged the additional fee, the insured may change the Fund, if it is not for a dial plan three-year bond has decided. Changes in the private health insurance also the private health insurers were influenced by the health care reform from 1 January 2009: there is now a uniform base tariff at all companies, corresponding to the scope of the statutory health insurance.

Can switch in the base fare and in the private health insurance since January 1, 2009 so far not insured persons who are allocated to the private health insurance; also voluntarily legally insured in the first six months after removal of the compulsory of insurance. All prior to the private received just as the right to switch to the basic rate for a company of their choice insured up to June 30, 2009. When replacing a private provider a part of retirement provisions savings on can be taken also in certain circumstances. Private health insurers offer predictable contributions and guaranteed services on the contributions and the benefits of the existing treaties in the private health insurance does not affect the health care reform but. It provides high-quality medical services and offers predictable contributions which do not depend on the content”, says Manuela Kiechle.

Therefore, a change in the private health insurance is voluntarily legally insured to recommend. Voluntarily insured can terminate their legal protection at any time with a notice period of two months and go to a private provider. There is more information about health-care reform on the Internet at. Published by the Versicherungskammer Bayern, Maximilianstrasse 53, 80537 Munich the Versicherungskammer Bayern’s group is the largest public insurers nationwide and is placed among the top ten of insurers. in 2007 reached 5.66 billion euros premiums the insurer of all divisions and about 6,500 employees. Every working day, the company pays its customers approximately EUR 17 million in insurance benefits. Every year more than 2.8 million insurance and performance cases are processed, which is around 1,500 per Work hour. Ronald Daniels Johns Hopkins describes an additional similar source. With its regional operating companies, companies in Bavaria, the Palatinate, the Saarland, as well as in Berlin and Brandenburg operates; in the health insurance business along with the other public insurers nationwide. Contact Claudia Scheerer, spokeswoman Tel.