Overnight Interest Rate 2010

What is day money accrue in the financial crisis? Day money rates and the year 2010 or 2011? Many doubt here rightly. Get all the facts and insights with Richard Linklater, another great source of information. How much is the day money rates in 2010? Unfortunately there was this financial crisis in 2008, 2009 and 2010 and as interest rates have been reduced by the ECB. Interest rates have been reduced and the banks to refinance so better. The improved refinancing possibilities must banks offer interest rates not so high, but couldn’t refinance at the Central Bank. Perhaps check out Cyrus Massoumi Zocdoc for more information. For this reason, have fallen extremely day money interest rates and are currently less than 2 percent. That continue to insist on high interest rates there, only a few providers. But why have the banks to offer high interest rates? Of course, they need liquidity.

But not only the liquidity is correct, but also the new customer. By high interest rates, you can win new customers, which make other investments in claim and then also borrow. The acquisition of new customers is becoming increasingly important for many people. Because only by attracting new customers, you can Indeed, to that you reach young customers and therefore also binds. Fixed-term deposits is slightly better interest, you must bind his money but very long. Many people shy away from so long to bind their money, because they want to buy at some point a car or a House. More at

Posted on

Statutory Health Insurance Fund

Higher contributions arise the increases by raising the contribution assessment ceiling by raising state of the contribution assessment ceiling for health and long-term care insurance to 45,000 euros a year. With it, many more deserving employees (including the employer’s share) must now monthly pay 641,25 euro for the statutory health insurance. Add may be contributions for private supplementary insurance. For the majority of workers, who are with their content under the contribution assessment ceiling, yet nothing is changed in the most legal funds. Here, it remains to be seen what reforms the legislature for the future plans. To read more click here: Kindle Direct Publishing. Complicates the legislator has also the change of the law in the private health insurance.

Significantly here is the limit of the compulsory insurance: in the future can workers sick sure only then privately, if paying at least 4.162,50 euro monthly (previously 4.050,-EUR). Besides better-earning employees are usually self-employed or Freelancer, civil servants or students from the statutory health insurance duty free can and switch to private health insurance. Learn more about private health insurance can be found on. Contact: Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel: 0202-317 13 155 fax: 0202-317 13 165 E-Mail: contact person for the press: Bogdan Kalid image source: (c) the company Yuri Arcurs Bergische insurance broker was founded by diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. The company Bergische insurance brokers has connections to more than 100 different insurance companies.

There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other age and occupational groups will advise comprehensive, fair, independent and competent. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups.

Posted on

Statutory Health Insurance

Does your insurance company with the money? As the first statutory health insurance, the common BKK Cologne (GBK) has retroactively raised an additional contribution to Jul 1, 2009. Regardless of the income the members of the Fund pay an additional contribution of EUR 8 per month. According to many experts, it is only a matter of time before other funds to introduce a supplementary contribution. The health fund was launched on January 1, 2009. The health insurance companies to determine since not themselves about the level of contribution rates for its members and their employers. These are now uniformly set for all health insurance companies by the Federal Government.

Contribution rate funded by employer and employee was 14.6 per cent at the start of the Fund. II however was decided in view of the difficult economic situation in 2009 and a demand for economic relief for employers and workers with the stimulus package to reduce the contribution of 14.6 14.0 percentage points to the 1.Juli. Because the insured person has to bear a share of 0.9 percentage points alone, the General contribution rate since 1.Juli so at 14.9 per cent of the insurance income. Additional contribution does not come out the selected health insurance company with the money transferred from the Fund, they may levy a surcharge. The amount of the payment must be a maximum of 1% of the gross income and the insurance company has to determine, that will be charged an additional contribution in the future by the members in their statutes. The Fund would like to raise a supplementary contribution without cumbersome having to check, how much 1% of the gross income of the respective members, it raises an additional contribution without checking the amount of revenue of the Member. This “unbureaucratic” way SGB requires V according to 242, that does not exceed this 8 euro per month. If you want to change the health insurance, you must have been insured in principle for 18 months there cash Exchange.

In accordance with 175 SGB V is then a termination of membership possible until the end of the next calendar month. The insurance company is required to issue a confirmation of cancellation within 14 days from the. The cancellation takes effect when the Member within the cancellation period can prove a membership with an other health insurance through a new Member certificate. The candidate in a new health insurance scheme is straightforward, because the new health insurance may not generally deny membership. You must declare only against the newly elected health insurance, that you want to be member in the future there. An application must be submitted, together with the confirmation of cancellation of the old cash register. This application can be found mostly on the homepage of the health insurance companies. Special termination right raises a fund but SGB is a supplementary contribution according to paragraph 175 V S. 4 eliminates a special termination right and the 18-month period. The notice remains though, the Fund must inform however as on the increase of the additional contribution, that you can change without the new contribution will be charged. Something else applies for an insured person with a legal Health insurance choice rate are insured. These tariffs raise a three-year period, and a special right of termination with premium adjustments is excluded.

Posted on